Cheap Small Business Group Insurance Rates

6169767755 e76cb3b5c4 m Cheap Small Business Group Insurance Rates

As a small business owner you know that you cant afford to not be ahead or at least on par with the competition right? Well if you’re a small business owner don’t have a small business websites yet, stick around.

So lets take an example, lets say you are a Plumber in the city of Long Beach, CA and someone has a slab leak, that someone is most likely gonna go onto his computer and type in Slab Leak Plumber near Long Beach, CA, right? Well if you don’t have a website then you will not come up and you are invisible to potential clients searching the internet. On the other hand your competition that do have small business websites will come up and you just lost yourself some new business!

Now we both know that you didn’t start up your business to let the competition trample you down now did you!?

You may think that creating a small business website is a complicated, expensive deal? If that is what you think then you are making a big mistake. Today, getting a website up and running is simple, quick and CHEAP!

If it isn’t obvious enough why you need a website for your small business then let me elaborate on a few other good reasons. Besides gaining new business from the internet, people searching for your company online would like to see a nice, professional looking website to make them feel better about purchasing your product or services. When you go to buy a new car would you rather the showroom be old, smelly and not well kept or a nice, new, modern styled and professional showroom? Your website is your image to customers on the internet and you want your small business to have a good image right?

Another great thing about that people don’t think about is that once you have it up and running you can list the website on your promotional materials such as business cards, flyers and even banners! Most people that see a banner will most likely just go on your website to see the list of products or services that you offer before they actually come in to ask about it. This way you are converting more potential clients into money… If you are driving down then road and see a banner for a plumber and a phone number, are you really going to call to see what he offers? No. But if there is a website that is easy to remember you will most likely go online and see what services that plumber offers.

In conclusion I think it is obvious as to why your company needs a small business website. But even if it isn’t, do your research, look up your competition online and see if it makes sense for you!

Hey Gang my name is Dana aka Small Business Resource Queen. For five years now I have been gathering up resources for small business owners and posting them online. I take pride in my work and my main goal is to help small business maximize their potential in this rough economy.

Please feel free to contact me with any questions and/or feedback!

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Comments

  1. Yo D says:

    OK

    a) group policies are not 'cheaper' than other policies, they just seem cheaper to you because your employer pays a percentage and helps administer the plan (or self-insures).

    b) do you think the health insurers are not going to figure out that you're a fake company? OK everyone who can't get individual insurance call me and I'll get you onto our group plan! Yeah I'm sure some insurer will want a piece of that.

    c) group plans are billed to the company. You want to be the one responsible for collecting premium from all these people who don't have insurance? A client base of people who don't have steady jobs, sounds like a winner.

  2. J mister says:

    No, taxes would be through the roof to pay for all the stuff you mentioned. Also, your plan to tax businesses within the U.S. is just asking for job outsourcing. And FORCING everyone to have two trees on their property? That's too much government.

    Sorry bud.

  3. Okiedokie97 says:

    The larger the group the cheaper the rates because they can spread the risk. If you have a professional Association they might offer group plans. You need at least 10 employees to participate in most places otherwise. The rate will be a little high but it benefits employees that might not be able to get insurance otherwise. IE preexisting conditions (cancer,kidney disease,etc). Good luck.

  4. Momsu says:

    The rates are not negotiable nor will they vary going through another agent, an association, or the chamber. The plans are still individual plans going through an association and the chamber; they are not group plans although some associations advertise them as such.

    EDIT for additional details – The laws are similar across the U.S. other than for some state mandated coverage with group policies.

    Group quotes can get tricky. Generally, however, the premium will be the same for the same policy no matter who you go through if the group is less than 99 employees. If there is any difference in premium it is either because they are quoting a plan that has different benefits or they are using different information on the census to get a quote. If it is a larger group you may be going through a group benefits administrator. In this case the administrator will tack on extra cost which covers their costs. Also, with a larger group the insurance company can tailor the plan to suit the employer so the person quoting may be quoting different benefits in the plan.

  5. Poke_the_Bear says:

    Yes! The government has proven that it can't run ANYTHING efficiently such as Medicare, the USPS and Amtrak. Most politicians are former lawyers. High malpractice insurance drives up costs because of frivolous lawsuits. Lawyers are the main problem with government, insurance companies, and health care. Wherever a lawyer is involved there is corruption.

  6. That guy says:

    The loony people who have faith in Obama's policies must be drinking the kool aid…

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